FHA HOME LOAN
An FHA home loan provides you with a government-insured loan with flexible loan options for your specific financial situation.
READY TO BUY?
AN FHA HOME LOAN MAY BE RIGHT FOR YOU
Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Depending on your situation, FHA home loans can be a great loan option. Qualifying is simple!
According to FHA.com:
An FHA Loan is a mortgage that’s insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers. FHA loans are a good option for first-time homebuyers who may not have saved enough for a large down payment.
Benefits of FHA Home Loans
Pay your mortgage at any time without pre-payment penalties
30, 25, 20 and 15 year terms available with fixed rates for FHA home loans
5-year adjustable-rate mortgage home loan option available
- Credit scores as low as 580 may qualify
- Refinance up to 97.75% of your primary home’s value
- Buy a home with as little as 3.5% down (primary home)
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!