First-Time Home Buyers

If you’re a first-time home buyer, Omega Lending’s loan specialists can help guide you through the loan process.

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READY TO BUY?

We’re here to help

We can help you get you preapproved for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks.

Our variety of loan options allow you to buy your first home with options in regards to your down payment and we will work to ensure the loan payments meet your unique needs. Speak with one of our experts to find out more and see if you qualify!

STEP 1

Talk to a Mortgage Pro

Speak with a mortgage expert to run some preliminary numbers regarding your financing options and eligibility for a home loan.

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STEP 2

Apply for Preapproval

Your preapproval is critical in understanding what you can afford and to show sellers that you’re a serious buyer.

STEP 3

Contact a Real Estate Agent

A real estate agent is an essential part of your team, especially when buying your first home. They have your best interest in mind and they’re free!

STEP 4

Look At Homes

Attend open houses, go to showings and work with your agent to find the perfect house for you.

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STEP 5

Make an Offer

So you’ve found the house for you and it’s time to make an offer. Let your real estate agent help you create a competitive offer.

STEP 6

Closing Day!

If you’re offer was accepted and the inspections, appraisals and financing is looking good, 2-4 weeks later you will have your first closing day. Congratulations!

Loan Programs for First-Time Home Buyers

FHA Loan: Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!

30-Year Fixed Rate Mortgage: The most secure loan program. Lock in a low payment and sleep tight knowing your rate will not change and your payment will be consistent.

VA Loan: An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out if you qualify today!

Not sure which program is right for you? Contact one of our specialists today! Omega Lending can get you pre-qualified and find you the loan that meets your needs. Find out how you can get preapproved today!

Your first step in getting preapproved for your mortgage is to speak with one of the mortgage experts at Omega Lending Group. Our team will be able to guide you through the entire process to make sure your preapproval goes through as smooth as possible.

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