A consistent payment for the life of the loan.

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Consistent Mortgage Payments

Benefits of a Fixed Rate Mortgages

The benefit of fixed rate mortgages is that whatever your rate, your minimum monthly payment will remain consistent for the lifetime of the loan which is extremely helpful when budgeting. If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes with a fixed rate mortgage.

Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan. While the rate is fixed, you can always refinance your mortgage to take advantage of attractive rates the come as a result of market fluctuations.

So while you’re locked in with a fixed rate mortgage, refinancing is always an option which could help you save money on your monthly payment.

Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years


Your payment will not change throughout the life of the loan

Your actual payment will vary based on your situation and the current interest rates when you apply

Pay your mortgage off at any time without pre-payment penalties

Fixed Rate Qualification Requirements

  • Refinance up to 95% of your primary home’s value
  • Buy a home with as little as 5% down (primary home)
  • Loan amounts from $25,000 to $2,000,000

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Your first step in getting preapproved for your mortgage is to speak with one of the mortgage experts at Omega Lending Group. Our team will be able to guide you through the entire process to make sure your preapproval goes through as smooth as possible.