Mortgage Refinancing Rates & Options

Simply put, a mortgage refinance  is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, which can add up to significant savings. Knowing your current refinance mortgage rates is important. We can keep you informed and help decide when a refinance may be best.

Reasons to consider a mortgage refinance:

Refinancing can Reduce Your Monthly Mortgage Payment.

Mortgage rates are still very low. A refinance with Fast Lending can help you lower payment and possibly save you money.  Contact us today to find out if you qualify for a refinance.

FHA Loans
Lower those rising mortgage payments with a government-insured fixed-rate loan

Fixed Rate Mortgage
Find stability with a traditional fixed loan option.

Adjustable Rate Mortgage
Pay less over a traditional fixed rate mortgage for the first years of your loan with a 5 or 7 year ARM. Get the lowest rates available and save money.

VA Home Loan
Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!

Great rates and savings may be available to you if you are a military member, veteran, or spouse of a veteran! There are several options available to eligible veterans. Contact us today!

Consolidate high interest debt with a low mortgage rate.

You could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.

Pay Off Your Mortgage Faster.

The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan? There are many options available that could potentially help you pay off your mortgage faster and could help you save money.

When to Refinance Your Mortgage?

We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, feel free to give us a call or send us an email. Fast Lending can advise you on which mortgage refinancing program meets your needs, and help you refinance with minimal hassle and work.