VA HOME LOANS
Are you a veteran, member of the military or military spouse? Work directly with a veteran at Omega Lending for your mortgage needs.
READY TO BUY?
YOU MAY QUALIFY FOR A VA HOME LOAN
VA home loans offer flexible options as either fixed-rate or adjustable rate mortgages (ARM). You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!
VA Loan Highlights
30, 20 & 15-year fixed-rate & 5-year adjustable rate mortgages available
Jumbo VA home loans are available for larger amount loans.
Refinance up to 100% of your primary home’s value
Streamlined refinances with reduced funding fee & flexible requirements
Buy a home with no money down (primary home)
No monthly PMI (Private Mortgage Insurance)
VA loans are governed by the U.S. Department of Veterans Affairs
How VA Home Loans Work
- Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the life of the loan
- ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your interest rate can adjust up or down depending on the market
- Pay your mortgage at any time without pre-payment penalties
Got questions? Contact us today! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!